At Little City Investments, our goal is to be your go-to lender for all your Texas real estate investment needs. We specialize in Texas Real Estate Loans and are based in Austin. We’ve been providing hard money loans across the state for over 20 years. In that time, we’ve built lasting relationships with hundreds of Texas real estate investors who’ve used our funds to reach their goals and increase their returns. We pride ourselves on speed, communication and competitive rates: Fill out a loan app today and we’ll do our best to get you preliminary terms tomorrow.

We’re dedicated to offering you Texas real estate funding solutions no matter the situation you or the property is in. That’s why we offer short-term hard money loans, fix-and-flip loans, land loans, construction loans, and long-term DSCR rental loans.

Texas Real Estate Loan Parameters*

  • Single-family, multi family, mixed use, commercial, infill land
  • Purchase, refinance, cash-out refinance
  • 80% maximum loan to value
  • $150k minimum loan amount
  • Interest rates starting at 6%
  • Loan terms from 1 year to 30 years
  • Interest-only and fixed-rate options
  • Non-owner-occupied properties only
  • 550 minimum credit score
  • 1st time investors ok

*Refer to individual loan products for more accurate terms.

Texas Real Estate Loan Products

Short-Term Loans

Short-term hard money loans are our bread and butter. We provide quick funding for fix and flip projects, new construction, land loans, purchase loans and cash-out refinance loans. All loans based on property value! If you’re looking for Texas real estate loans for short term projects, our bridge loan products can help you move quickly.

Long-Term Loans

We offer long-term and permanent funding for income producing Texas rental properties. We can get you the best rates and we can do it fast. Single-family, multi family, and mixed use. Purchase or refinance!