At Little City Investments, we’ve expanded our real estate loan products to include competitive long-term funding solutions for eligible investors with cash flowing properties. In addition, we offer several long-term DSCR loans for real estate options for single family residential, multi family and mixed use properties. For example, this includes 10-year interest only loans, 30-year fixed rate funding and blanket loans for your entire portfolio.
Moreover, our long-term DSCR loans for real estate are priced at very competitive rates. At the same time, we still deliver with the speed we’re known for. As a result, when combined with our hard money loan products, we can offer a one stop shop for buying and holding Texas real estate investments.
Long-Term Real Estate Loans Highlights
- Maximum loan to value of up to 80%
- Properties under 10 units only
- Non-owner-occupied properties in the state of Texas only
- 150,000 minimum loan amount
- Interest rates starting at 6%
- Low origination fee
- Interest-only and fixed rate options
- 3-5 year, 10 year, and 30 year terms
- Minimum of 6 months interest reserves
- Fixed and declining prepayment penalties
- 660 minimum credit score
- Additionally, first time investors are welcome in most cases
Little City Investments Long-Term Loan Products