HARD MONEY LOANS
Little City Investments provides quick, painless hard money loans for residential and commercial real estate in Austin, Houston and San Antonio. Our Texas hard money loans are effective alternatives to bank financing because they’re primarily based on property value rather than your personal creditworthiness.
LOANS BASED ON REAL ESTATE
We base our loans on real estate and not your background and personal finances. That means we can fund projects that banks can’t, and we can do it faster.
SIMPLE LOAN PROCESS
We often don’t require appraisals, and we’ve eliminated hoops and hidden fees so you can worry about what matters most: Winning at Texas real estate.
COMPETITIVE RATES
We offer competitive interest rates with no junk fees or steep pre-payment penalties. Hard money rates start at 9.5%. Construction loan rates start at 12%.
Very happy with our experience with Little City. They're very responsive and our file was handled quickly.
I have worked with Little City Investments on several projects in Houston. My clients have always been pleased with the process and speed to closing. LCI provided reliable information and never leaves us disappointed. They are always a top choice for me and my clients.
Financing with Little City Investments was the best decision we could have made. They were quick with the home purchase and were always helpful anytime we needed them throughout the process. We will definitely be working with them again!
Over the years I have worked with many hard money lenders. Little City Investments is my top choice for hard money. We closed on our property in one week. I have never experienced a loan going through so fast and smooth all the way through closing.
HOUSE FLIPPING LOANS
With interest rates starting at 9.5%, and closing times of less than two weeks, we consistently beat other hard money lenders at rates and speed. We base our loans on after-repaired value and can lend up to 100% of the cost of the project.
CASH-OUT REFI LOANS
Do you own an investment property and need to pull out some cash? We can help. We typically lend up to 65% of the value of your property and can close fast. Most hard money lenders don't do cash-out refinances, but we do!
CONSTRUCTION LOANS
If you're having trouble qualifying for bank financing for your construction project, give us a call. We provide direct, hard money construction loans in Austin and Houston and can also fund land purchases and refinances.
FROM THE BLOG
Making Offers on Real Estate: 6 Ways to Overcome Fear
Invest in Real Estate with No Cash: Hard Money Can Change the Game
