HARD MONEY LOANS

Little City Investments provides quick, painless hard money loans for residential and commercial real estate in Austin, Houston and San Antonio. Our Texas hard money loans are effective alternatives to bank financing because they’re primarily based on property value rather than your personal creditworthiness.

LOANS BASED ON REAL ESTATE

We base our loans on real estate and not your background and personal finances. That means we can fund projects that banks can’t, and we can do it faster.

SIMPLE LOAN PROCESS

We often don’t require appraisals, and we’ve eliminated hoops and hidden fees so you can worry about what matters most: Winning at Texas real estate.

NEW LOWER RATES

We offer competitive interest rates with no junk fees or steep pre-payment penalties. Hard money rates start at 8.5%. Construction loan rates start at 12%.

TEXAS HARD MONEY LENDER

We’re From Here

Little City Investments is based in Austin, and we have boots on the ground in Houston and San Antonio. We have over a decade of experience providing Texas hard money loans for successful rehabs, refinances, purchases, and new construction projects. We’re local, and we know what it takes to win at Texas real estate.

HOUSE FLIPPING LOANS

With interest rates starting at 8.5%, and closing times of less than two weeks, we consistently beat other hard money lenders at rates and speed. We base our loans on after-repaired value and can lend up to 100% of the cost of the project.

CASH-OUT REFI LOANS

Do you own an investment property and need to pull out some cash? We can help. We typically lend up to 65% of the value of your property and can close fast. Most hard money lenders don't do cash-out refinances, but we do!

CONSTRUCTION LOANS

If you're having trouble qualifying for bank financing for your construction project, give us a call. We provide direct, hard money construction loans in Austin and Houston and can also fund land purchases and refinances.

FROM THE BLOG

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