TEXAS HARD MONEY LOANS
Little City Investments provides quick, painless hard money loans for residential and commercial real estate in Austin, Houston, Dallas and San Antonio. Our Texas hard money loans are effective alternatives to bank financing because they’re primarily based on property value rather than your personal creditworthiness.
LOANS BASED ON REAL ESTATE
We base our hard money loans on real estate and not your background and personal finances. That means we can fund projects that banks can’t, and we can do it faster.
RISK-FREE LOAN APPLICATION
Our easy, online loan app only takes 10 minutes to complete. We don't do a hard pull on your credit until we're about to fund, and we never charge application fees!
COMPETITIVE RATES
We offer competitive interest rates with no junk fees or steep pre-payment penalties. We can get you a preliminary term sheet within 24 hours of receiving your loan application.
Very happy with our experience with Little City. They're very responsive and our file was handled quickly.
I have worked with Little City Investments on several projects in Houston. My clients have always been pleased with the process and speed to closing. LCI provided reliable information and never leaves us disappointed. They are always a top choice for me and my clients.
Financing with Little City Investments was the best decision we could have made. They were quick with the home purchase and were always helpful anytime we needed them throughout the process. We will definitely be working with them again!
Over the years I have worked with many hard money lenders. Little City Investments is my top choice for hard money. We closed on our property in one week. I have never experienced a loan going through so fast and smooth all the way through closing.
Now Offering Long-Term Financing
Let us be your lending solution for the life of your Texas real estate investments. We’re pleased to offer up-to-30-year financing for purchase and refinance of single-family, multi-family and mixed-use rental properties. With fixed-rate and interest-only options, along with highly competitive terms, we’re now your one-stop-shop for short-term and long-term Texas real estate financing.
Rental Property Loans
Maximize your ROI with our 10-year or 30-year rental DSCR loans. Our flexible lending parameters ensure you get the best deal for your unique situation. Perfect for purchase or cash-out refinance.
Blanket Portfolio Loans
Simplify your rental portfolio with our blanket loans. We can cross-collateralize your residential rental investments and can even include properties that don’t produce enough cash-flow for stand-alone financing.
Bridge to Permanent Financing
Don’t qualify for long-term financing? No problem. Start with a hard money bridge loan, then level-up to permanent financing. We’re your solution for both, and we can help strategize your investment journey.
FROM THE BLOG
What Types of Properties Qualify for DSCR Loans?
Can You Have Multiple Hard Money Loans at Once?
10 Ways to Make Your Flip More Attractive to Buyers
Speak with a Loan Officer Today!
Tell us a little about your project and book your consultation today. In just 10 minutes, you could put your next deal on the fast track to closing. So, don’t let financing delays hold you back—get quick funding for your real estate deals now!