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Category Archives: Borrowing

Little City Investments > Blog > Borrowing
19 Mar 2025
private financing to tap equity - reviewing plans for investment property remodel

Private Financing to Tap Equity

March 19, 2025
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, hard money lenders, leverage for real estate, real estate investing Borrowing, Investing
Using private financing can help you access equity in property that you own or help fill the gap on one you plan to purchase. Little City In...
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6 Mar 2025
hard money for high end real estate

Hard Money for High End Real Estate

March 6, 2025
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, hard money lenders, leverage for real estate, real estate investing Borrowing, Development
Leverage High End Real Estate Investments with Hard Money Hard money is regularly used for high end real estate. You might think of hard...
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5 Feb 2025

Austin’s New HOME Code Amendments: What You Need to Know

February 5, 2025
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Development, Investing, Research
Austin's new HOME code amendments are a major change to our city's zoning code. The new code allows for more density and flexibility, and it...
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4 Feb 2025
Do hard money loans show up on your credit report?

Do Hard Money Loans Show Up on Your Credit Report?

February 4, 2025
Jerad Kolarik
hard money, leverage for real estate, real estate investing Borrowing
When it comes to financing, hard money loans are a popular option for real estate investors, house flippers, and borrowers who need quick ac...
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29 Jan 2025

Private mortgage loans for real estate investors

January 29, 2025
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, hard money lenders, leverage for real estate Borrowing, Featured
Private mortgage loans are mortgage loans initiated and held by private companies, non-banks. They are not typically sold to other lenders o...
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27 Jan 2025
Advantages of blanket portfolio loans

Blanket Portfolio Loans: Simplifying Your Real Estate Rental Portfolio

January 27, 2025
Jerad Kolarik
blanket portfolio loans, DSCR loans, leverage for real estate, real estate investing, rental property loans Borrowing
Your real estate portfolio is growing, but your acquisitions are creating a annoying hodgepodge of financing solutions from different source...
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16 Jan 2025
Calculating DSCR

What is DSCR and how to Calculate it

January 16, 2025
Jerad Kolarik
DSCR loans, financing for real estate investors, long-term real estate loans, rental property loans Borrowing
Most long-term commercial real estate loans are based on their debt service covereage ratio (DSCR). DSCR is a key metric used to measure the...
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9 Oct 2024
prepayment penalty

Understanding Prepayment Penalties in Texas Commercial Real Estate Loans

October 9, 2024
Jerad Kolarik
Borrowing
One of the major factors to consider when applying for a loan on commercial real estate in Texas is the prepayment penalty or as we say in t...
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25 Apr 2024
Rental property hard money loans

Rental Property Hard Money Loans

April 25, 2024
Jerad Kolarik
financing for real estate investors, real estate investing, rental property loans Borrowing, Featured 1
Are you considering getting a hard money loan on a rental property? These short-term loans may or may not be a good option depending your un...
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13 Nov 2023

Hard money loans for investment properties

November 13, 2023
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, leverage for real estate, newbie real estate investors, real estate investing Borrowing, Featured, Investing, Research
Hard money loans for investment properties are shorter term, equity-based loans at higher interest rates than bank rates. Like bank loans, h...
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