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Category Archives: Borrowing

Little City Investments > Blog > Borrowing
27 Mar 2026

10 Ways to Make Your Flip More Attractive to Buyers

March 27, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, fix-and-flip, hard money lenders, real estate investing Development, Featured, Research
Flipping houses can be a lucrative venture, but success goes beyond buying low and selling high. Today’s buyers are more informed and select...
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25 Mar 2026

Portfolio Loans in Texas: Flexible Financing for Multiple Rental Properties

March 25, 2026
Jerad Kolarik
credit score, DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Research
Real estate investing in Texas is booming, but managing financing across multiple properties can quickly become complicated. Instead of jugg...
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11 Mar 2026

Long-Term Cross-Collateralization Real Estate Loans

March 11, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured
Long-term cross-collateralization real estate loans offer a strategic financing option for investors who own multiple properties and want to...
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5 Mar 2026

How Does Bridge to Permanent Financing Work?

March 5, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money lenders, permanent financing, real estate investing Borrowing, Featured
Bridge to permanent financing is a powerful strategy used by real estate investors who need short-term capital to acquire or stabilize a pro...
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25 Feb 2026

Texas Rental Property Long-Term Loans

February 25, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured
Texas remains one of the strongest real estate markets in the country for long-term rental investors. With steady population growth, busines...
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20 Feb 2026

Short-Term Rental DSCR Loans

February 20, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured
Short-term rental DSCR loans have become a popular financing option for real estate investors who own or plan to acquire Airbnb, VRBO, and v...
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13 Feb 2026

Real Estate Investing DSCR Loans

February 13, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Investing
Real estate investing DSCR loans have become one of the most popular financing options for today’s property investors. Designed specifically...
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4 Feb 2026

What Credit Score Do I Need to Borrow Hard Money?

February 4, 2026
Jerad Kolarik
credit score, DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Research
One of the most common questions real estate investors ask is, “What credit score do I need to borrow hard money?” Unlike traditional bank l...
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28 Jan 2026

Multi-Family DSCR Loans

January 28, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured
Investing in real estate — especially multi-family and mixed-use properties — is one of the most proven paths to building wealth. But to sca...
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23 Jan 2026

What Is a Good DSCR?

January 23, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Research
When evaluating real estate investments, one metric consistently stands out for lenders and investors alike: the Debt Service Coverage Ratio...
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