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Category Archives: Research

Little City Investments > Blog > Research
16 Jan 2026

Hard Money vs Bank Loans: When Speed Beats Rate for Real Estate Deals

January 16, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Investing, Research
Every real estate investor faces the same dilemma: take the lower rate from a bank and risk losing the deal, or pay more for hard money and...
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6 Jan 2026
question, contact us

Interest-only vs Amortized Loans. Which is Better?

January 6, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Investing, Research
When it comes to financing real estate, understanding your loan options is critical. The structure of your loan can be more important than y...
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6 Jan 2026

Bridge Loans for Real Estate: Your Fast Track to Property Investment Success

January 6, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Investing, Research
Waiting months for traditional bank financing while your dream property slips away? You're not alone. Real estate moves fast, and sometimes...
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23 Dec 2025

Understanding Construction Loan Draws: Why Staged Funding Protects Your Project

December 23, 2025
Jerad Kolarik
Construction Loans, financing for real estate investors, hard money, hard money lenders, real estate investing Research
Unlike a traditional purchase loan where you get all the money at once, construction loans release funds in stages called "draws." This syst...
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5 Feb 2025

Austin’s New HOME Code Amendments: What You Need to Know

February 5, 2025
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Development, Investing, Research
Austin's new HOME code amendments are a major change to our city's zoning code. The new code allows for more density and flexibility, and it...
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13 Nov 2023

Hard money loans for investment properties

November 13, 2023
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, leverage for real estate, newbie real estate investors, real estate investing Borrowing, Featured, Investing, Research
Hard money loans for investment properties are shorter term, equity-based loans at higher interest rates than bank rates. Like bank loans, h...
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24 Oct 2023
Hard money investments. Woman with stock analytics.

Hard Money Investments for Accredited Investors

October 24, 2023
Kary Aycock
austin real estate investment, hard money, hard money investment, hard money lenders, real estate investing Featured, Investing, Research 1
Earn 10 to 12%+ interest on hard money investments, paid monthly Hard money investments are unique investment opportunities for Accre...
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30 Oct 2019

Austin Opportunity Zones

October 30, 2019
Jerad Kolarik
austin real estate investment, austin regulations, developing land in austin, investing in austin real estate, leveraging real estate investments Development, Investing, Research
Newly created federal opportunity zones are all the rage in real estate investment circles across the country, and Austin opportunity zones...
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6 Sep 2018

Hot Neighborhoods: Austin

September 6, 2018
Jerad Kolarik
austin real estate investing, financing for real estate investors, flipping, investing in austin real estate, rehab flip Investing, Research
With an ever-growing list of new development and company expansions, Austin is primed to continue its steady growth. We examine the next hot...
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18 Jul 2018

Austin real estate market sees slight decline in June

July 18, 2018
Kary Aycock
austin real estate investing, austin real estate investment, investing in austin real estate, valuing properties Borrowing, Investing, Research
The Austin real estate market saw a slight dip, around 3% less single-family sales, in June according to the Austin Board of Realtors. This...
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