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Category Archives: Investing

Little City Investments > Blog > Investing
6 Mar 2026

Long-Term Loans for Mixed-Use Real Estate

March 6, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, mixed-used, real estate, real estate investing Featured, Investing
Mixed-use real estate offers investors the opportunity to combine residential and commercial income under one roof. From retail storefronts...
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13 Feb 2026

Real Estate Investing DSCR Loans

February 13, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Investing
Real estate investing DSCR loans have become one of the most popular financing options for today’s property investors. Designed specifically...
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21 Jan 2026

DSCR Loans for Real Estate Investors

January 21, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Featured, Investing
If you’re building a rental portfolio and traditional banks are slowing you down, DSCR loans can be a smarter path. Rather than digging thro...
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16 Jan 2026

Hard Money vs Bank Loans: When Speed Beats Rate for Real Estate Deals

January 16, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Investing, Research
Every real estate investor faces the same dilemma: take the lower rate from a bank and risk losing the deal, or pay more for hard money and...
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9 Jan 2026

Rental Property Loans in Texas: Build your Investment Portfolio Faster

January 9, 2026
Jerad Kolarik
financing for real estate investors, financing guide, hard money, invest in texas hard money loans, real estate investing, rental property Borrowing, Investing
Building a rental property portfolio shouldn't take decades. Yet many Texas investors get stuck after their first few properties, unable to...
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6 Jan 2026
question, contact us

Interest-only vs Amortized Loans. Which is Better?

January 6, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Investing, Research
When it comes to financing real estate, understanding your loan options is critical. The structure of your loan can be more important than y...
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6 Jan 2026

Bridge Loans for Real Estate: Your Fast Track to Property Investment Success

January 6, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Investing, Research
Waiting months for traditional bank financing while your dream property slips away? You're not alone. Real estate moves fast, and sometimes...
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17 Dec 2025

Construction Loans for Investors: What You Need to Know

December 17, 2025
Jerad Kolarik
Construction Loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Investing
If you've ever tried to get a construction loan from a traditional bank, you know the drill — mountains of paperwork, weeks of waiting, and...
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16 Oct 2025

Neighborhood Features That Sink Investment Property Value

October 16, 2025
Jerad Kolarik
getting started in real estate investment, new real estate investor, real estate investing Investing
When searching for an investment property, the common mantra is "location, location, location." But what exactly about a location makes or b...
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2 Jul 2025
couple and loan officer with laptop

Power of the Personal Financial Statement aka PFS

July 2, 2025
Kary Aycock
austin real estate investing, austin real estate investment, financing for real estate investors, hard money, hard money lenders, leverage for real estate, real estate investing Borrowing, Investing
A PFS is a document that communicates your financial strength, your ability to make payments, and your available funds. It states your asset...
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