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Blog

Little City Investments > Blog
5 Mar 2026

How Does Bridge to Permanent Financing Work?

March 5, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money lenders, permanent financing, real estate investing Borrowing, Featured
Bridge to permanent financing is a powerful strategy used by real estate investors who need short-term capital to acquire or stabilize a pro...
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25 Feb 2026

Texas Rental Property Long-Term Loans

February 25, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured
Texas remains one of the strongest real estate markets in the country for long-term rental investors. With steady population growth, busines...
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20 Feb 2026

Short-Term Rental DSCR Loans

February 20, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured
Short-term rental DSCR loans have become a popular financing option for real estate investors who own or plan to acquire Airbnb, VRBO, and v...
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13 Feb 2026

Real Estate Investing DSCR Loans

February 13, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Investing
Real estate investing DSCR loans have become one of the most popular financing options for today’s property investors. Designed specifically...
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4 Feb 2026

What Credit Score Do I Need to Borrow Hard Money?

February 4, 2026
Jerad Kolarik
credit score, DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Research
One of the most common questions real estate investors ask is, “What credit score do I need to borrow hard money?” Unlike traditional bank l...
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28 Jan 2026

Multi-Family DSCR Loans

January 28, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured
Investing in real estate — especially multi-family and mixed-use properties — is one of the most proven paths to building wealth. But to sca...
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23 Jan 2026

What Is a Good DSCR?

January 23, 2026
Jerad Kolarik
DSCR loans, financing for real estate investors, hard money lenders, real estate investing Borrowing, Featured, Research
When evaluating real estate investments, one metric consistently stands out for lenders and investors alike: the Debt Service Coverage Ratio...
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21 Jan 2026

DSCR Loans for Real Estate Investors

January 21, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Featured, Investing
If you’re building a rental portfolio and traditional banks are slowing you down, DSCR loans can be a smarter path. Rather than digging thro...
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16 Jan 2026

Hard Money vs Bank Loans: When Speed Beats Rate for Real Estate Deals

January 16, 2026
Jerad Kolarik
bridge loans, financing for real estate investors, hard money, hard money lenders, real estate investing Borrowing, Investing, Research
Every real estate investor faces the same dilemma: take the lower rate from a bank and risk losing the deal, or pay more for hard money and...
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9 Jan 2026

Rental Property Loans in Texas: Build your Investment Portfolio Faster

January 9, 2026
Jerad Kolarik
financing for real estate investors, financing guide, hard money, invest in texas hard money loans, real estate investing, rental property Borrowing, Investing
Building a rental property portfolio shouldn't take decades. Yet many Texas investors get stuck after their first few properties, unable to...
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