What is DSCR and how to Calculate it
Most long-term commercial real estate loans are based on their debt service covereage ratio (DSCR). DSCR is a key metric used to measure the...
Understanding Prepayment Penalties in Texas Commercial Real Estate Loans
One of the major factors to consider when applying for a loan on commercial real estate in Texas is the prepayment penalty or as we say in t...
Rental Property Hard Money Loans
Are you considering getting a hard money loan on a rental property? These short-term loans may or may not be a good option depending your un...
Why You Need a Bridge Loan
While bank financing is great for standard real estate transactions, it quickly fails when timing is short or there is anything unusual abou...
Can I Buy an Investment Property If I don’t have any Money?
This is one of the most common questions I am asked by borrowers. The short answer is yes, but… There are many ways to purchase an...
How to Profit on Flips
Profit on Flips: Key Ingredients to Real Estate Investing Success We’ve all seen at least one of those flipping shows on TV. You know th...
Austin Opportunity Zones
Newly created federal opportunity zones are all the rage in real estate investment circles across the country, and Austin opportunity zones...
Do I Need a Down Payment for a Rehab Loan?
We get this question a lot regarding rehab loans. At Little City Investments, we provide hard money loans for real estate, and we often make...
Where The Tech Jobs Are
Here in Austin, there seems to be daily headlines about a tech giant expanding operations in the city. And we know as savvy real estate inve...
Shop for a Hard Money Loan
...But don't shop too long. We understand! You want to get the best hard money loan terms you can get, and to do that, you must contact m...