TEXAS HARD MONEY LOANS
Little City Investments provides quick, painless hard money loans for residential and commercial real estate in Austin, Houston, Dallas and San Antonio. Our Texas hard money loans are effective alternatives to bank financing because they’re primarily based on property value rather than your personal creditworthiness.
LOANS BASED ON REAL ESTATE
We base our hard money loans on real estate and not your background and personal finances. That means we can fund projects that banks can’t, and we can do it faster.
SIMPLE LOAN PROCESS
We often don’t require appraisals, and we’ve eliminated hoops and hidden fees so you can worry about what matters most: Winning at Texas real estate.
COMPETITIVE RATES
We offer competitive interest rates with no junk fees or steep pre-payment penalties. We can get you a preliminary term sheet within 24 hours of receiving your loan application.
Very happy with our experience with Little City. They're very responsive and our file was handled quickly.
I have worked with Little City Investments on several projects in Houston. My clients have always been pleased with the process and speed to closing. LCI provided reliable information and never leaves us disappointed. They are always a top choice for me and my clients.
Financing with Little City Investments was the best decision we could have made. They were quick with the home purchase and were always helpful anytime we needed them throughout the process. We will definitely be working with them again!
Over the years I have worked with many hard money lenders. Little City Investments is my top choice for hard money. We closed on our property in one week. I have never experienced a loan going through so fast and smooth all the way through closing.
HOUSE FLIPPING LOANS
With competitive interest rates, and closing times of less than two weeks, we consistently beat other hard money lenders at cost and speed. We base our loans on after-repaired value and can lend up to 100% of the rehab cost of the project.
CASH-OUT REFI LOANS
Do you own an investment property and need to pull out some cash? We can help. We typically lend up to 65% of the value of your property and can close fast. Most hard money lenders don't do cash-out refinances, but we do!
LAND LOANS
If you're a developer or investor having trouble qualifying for bank financing for land loans, give us a call. We're a direct lender for raw land purchases and refinances in and around the major metro areas of Texas.